Business Lending 101

How to approach a Business Lender


Have you ever gone to your bank for a loan and were turned away? Told you need more information? Business Lending 101 is a class geared for small businesses facing access to capital issues. It will highlight the steps needed in order to be prepared for approaching lenders. Also, attendees will learn an overview of the business loan process.


Meeting Room is located on the 2nd Floor.
Director of Corporate Strategies
Ms. Valdez is a graduate of The University of Texas at San Antonio with a degree in Business Administration, concentration in marketing and management. Raquel has expertise in business development, financial readiness counseling for small businesses, consumer product development, customer relations and market planning. She has almost five years experience in working with non profit organizations, economic development, data collection and analysis, regional homeownership promotion/preservation and marketing strategies. Raquel is the Director of Corporate Strategies at Business & Community Lenders (BCL) of Texas and leads BCL’s community development line of business which includes the City of Austin BizAid program. Raquel also acts as a full service loan officer for BCL’s loan portfolio, which include SBA 504, micro lending, and additional loan programs. Ms. Valdez is a small business owner with retail sales in the Middle and Lower Rio Grande Valley.